Let’s be real—money can be complicated. Most of us didn’t grow up learning how to budget or invest. Instead, we picked up a lot of mixed messages like “money is the root of all evil” or “you have to work yourself into the ground to get ahead.”

Sound familiar?

Here’s the truth: your relationship with money matters more than any spreadsheet. And like any relationship, it can be healed, strengthened, and made whole.

So… What Is a Money Mindset?

Your money mindset is the set of beliefs you hold about money—what it is, how it works, who gets to have it, and what it means about you if you don’t.

If your current thoughts sound like:

• “I’ll never get ahead.”

• “I’m just bad with money.”

• “I don’t deserve to be wealthy.”

…it’s time for a reset.

Step One: Call Out the Lies

Let’s name some of the most common limiting beliefs:

• “Money is hard to come by.”

• “I’ll always be in debt.”

• “Rich people are greedy.”

Now ask yourself—are those beliefs yours or did you absorb them growing up?

Awareness is everything.

Step Two: Rewrite the Script

Here’s the fun part: you get to choose a new narrative. Try these money affirmations on for size:

• “I am learning how to manage my money with confidence.”

• “I deserve financial peace.”

• “Money is a tool—I use it wisely and with purpose.”

Say them out loud. Write them on sticky notes. Put them on your mirror. The goal isn’t to fake it—it’s to retrain your brain.

Step Three: Take One Empowered Action

Healing your mindset is powerful, but pairing it with action is where the magic happens.

Try this:

• Review your spending for the last 30 days (no shame, just data).

• Create a budget based on your values, not just bills.

• Open a savings account—even if you can only put away $10 to start.

Progress, not perfection.

You’ve Got This

You are not behind. You are not broken. You are becoming someone who honors their money, trusts themselves, and builds wealth with intention.

And that’s powerful. 💛